How long does it take to accept the new promotional rate?
Approximately 2-5 minutes. Simply use the "Continue" button on the next screen, e-sign the Balance Transfer forms, and you’re done.
Will my credit cards I pay off automatically close?
No. You will need to individually contact the credit card companies to close your credit line.
Do I need a credit review?
No, a credit review is not required.
Do I need to provide income documents?
No, income documentation is not required to accept your promotional rate.
Will I pay any transfer fees?
No, you won’t pay any transfer fees to use your new promotional rate.
Can I transfer the balances from personal loans?
Absolutely! We want you to take advantage of your low transfer rate for any credit card or loan debt.
Is there a time limit for completing the process?
This offer is available for a limited time – normally one week.
Who do I call if I have more questions?
Our Credit Card Care Specialists are available at 800.555.1212.